Insurance enquiries your team can actually work.

HS Ocean is a Barcelona-based lead generation company built for the European insurance market. We create consumer demand across eight lines of business and we are judged on one thing: the quality of what we hand over.

Colleagues in conversation around a table in a bright office
One team, one standard
Analyst reviewing charts and documents at a desk
Quality reviewed weekly
Street view of central Barcelona
Based in Barcelona
8Lines of insurance business we work in
6European markets served from Barcelona
2018Operating from Barcelona since
1 dayTypical reply to a business enquiry

Quality is the product. Volume is just the unit we count it in.

Anyone can send more enquiries. The difficult part is sending enquiries where the person genuinely asked to hear from an insurer, gave accurate details, has not already been contacted five times this morning, and is still expecting a call when yours arrives.

That is the whole business. Every check we run, every rule we write and every partner conversation we have exists to protect that one moment of handover.

  • Consent recorded in full — the wording shown, the page, and the moment it was given
  • Contact details verified before an enquiry leaves us
  • Duplicates controlled across the whole network, not just per campaign
  • Source always visible so you can act on one publisher rather than everything
  • Returns handled properly when something genuinely is not right
Two colleagues reviewing documents together at a desk

Eight lines of business.

Each line has its own rules, its own timing and its own definition of a useful enquiry. We treat them separately rather than running one template across all of them.

Motor insurance enquiries

Motor

Private car, motorcycle and van cover

Drivers comparing cover as a renewal approaches or after buying a vehicle. The line with the highest volume and the shortest window in which an enquiry stays useful.

LiveConsent recorded
Home insurance enquiries

Home

Buildings, contents and combined

Homeowners and tenants arranging cover for a move, a mortgage requirement or a renewal. Property characteristics matter more here than in any other line.

LiveConsent recorded
Health insurance enquiries

Health

Private medical and dental

Individuals and families looking at private cover alongside public provision. Wording in this line is reviewed with particular care.

LiveConsent recorded
Life and protection insurance enquiries

Life and protection

Term life, income protection, critical illness

People arranging protection around a mortgage, a new child or a change of job. Longer consideration, higher value, and a strong preference for a human conversation.

LiveConsent recorded
Travel insurance enquiries

Travel

Single trip, annual multi-trip

Travellers arranging cover close to departure. Seasonal, fast-moving, and highly sensitive to how quickly an enquiry is followed up.

LiveConsent recorded
Pet insurance enquiries

Pet

Dog, cat and exotic

Owners arranging cover for a new animal or moving after a price change. Consistent year round with a clear spike after the holiday period.

LiveConsent recorded

How an enquiry reaches you.

Four stages. Nothing skips one, including volume from partners we have worked with for years.

01

Someone asks

A consumer completes an enquiry on one of our partners' websites. What they were shown and what they agreed to is recorded with it.

02

We check it

Contact details are verified, the enquiry is compared with recent activity to control duplicates, and anyone who asked not to be contacted is removed.

03

Your criteria apply

Country, line of business, cover level, timing and daily volume are applied before the enquiry goes anywhere.

04

It reaches your team

The enquiry arrives while the person is still expecting to hear from an insurer, and what happened next comes back to us.

Two sides of the same standard.

Person signing a document at a desk in an office

For insurers, brokers and comparison platforms

Demand side

Consumer enquiries in the lines and countries you write, delivered while they are still warm and checked against the criteria you give us. You keep control of volume, timing and coverage.

Demand side
Marketing professional working at a laptop

For publishers and media partners

Supply side

Written creative and disclosure rules before your first click, a named contact who reads your traffic properly, real reasons when something is rejected, and settlement on a stated schedule.

Supply side

What we commit to in writing.

Three standing commitments that apply to every relationship, on both sides of the network.

You will always know what an enquiry is before you receive one.

The line of business, the country, the source, the wording the person saw and the moment they agreed are all agreed and documented before delivery starts.

Insurer relationships

Partners get the rules before the first click, not after the first rejection.

Creative requirements and the disclosure wording we expect are written down and handed over at onboarding. If something has to change, we say so in advance.

Partner relationships

A person who asks us to stop is removed everywhere.

Objections and withdrawals of consent apply across the whole network and every line of business, not only to the campaign that person happened to touch.

Everyone

Questions we get asked.

If yours is not here, an email reaches a person, not a queue.

We are a marketing company. We work with publishers and media partners who run consumer-facing campaigns about insurance, and we pass the resulting enquiries to insurers, intermediaries and comparison platforms. Everything between those two points — checking, filtering, routing and record keeping — is our job.

Neither. We do not underwrite risk, issue policies, set premiums, handle claims or advise anyone on which cover to buy. The regulated businesses that receive enquiries through us do all of that themselves.

We work from Barcelona across 6 European markets. Volume and available lines differ by country, because rules and market structure differ by country. Ask us about a specific one and you will get a straight answer.

Under the GDPR, in the roles set out in our Privacy Policy. Consent, retention, objections and data subject requests are handled through a documented process described on our compliance page.

No. We pass individual enquiries to a business the person asked to hear from, on the basis described at the point the enquiry was made. We do not operate a data brokerage and we do not sell contact lists.

Email contactus@hsocean.eu with your country, the lines you write or the traffic you run, and roughly what volume looks like. There is no form on this website by design.

Tell us the line and the country.

That is usually enough for a useful first reply. We would rather have a short specific conversation than send you a capabilities deck.

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